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History

The merger of four local banks with seven locations took place in November 2001, forming Choice Financial Group. The new banking group combined the strong histories and resources of Citizens State Bank Grafton-Petersburg (with locations in Grafton and Petersburg), First Capital Bank of North Dakota (with locations in West Fargo and Goodrich), First State Bank Langdon, and Walhalla State Bank.  Several names were considered, but Choice Financial Group reflects the 'choice' customers have in partnering with large, distant financial institutions or hometown, friendly, diversified banks.  Customers also have a choice of products and services and how they are delivered.  The remaining part of the name, 'Financial Group,' clearly describes the industry and reflects our history as a group of successful banks.

Choice Financial continues the tradition of putting the customer first in all interactions. We offer all the services of major regional banks, but your money stays home because we’re locally owned.

Choice Financial is owned by shareholders, which is a change from private and family ownership of the past. Combining resources has allowed Choice Financial to competitively expand our offering of insurance, investment and mortgage services, along with traditional and electronic banking services. At the same time, Choice Financial has been able to retain the benefits of being locally owned.  Our shareholders represent a broad geographical and economic spectrum. Choice Financial prides itself on local ownership and decision making.