Personal Checking Accounts

Choice Basic

  • $100 minimum opening deposit
  • First order of checks is free1
  • Complimentary Debit Card1,2

Choice Plus

  • $500 minimum opening deposit
  • Tiered rate account4
  • First order of checks are free1
  • You must maintain a daily collected balance of $500 to earn interest3,4,5
  • A $10 monthly service charge will be assessed unless a $500 daily minimum balance in Choice Plus Checking or $5,000 or more in combined deposits is maintained
  • No annual fee for overdraft protection for the first year2
  • Complimentary Debit Card1,2
  • Complimentary notary service, money orders and cashiers checks
  • Preferred rate on loans when your payment is automatically deducted from a Choice Financial checking account1,2
  • Preferred rate on CDs1
  • $25 to make the Switch1

1Certain restrictions may apply. 2Subject to credit approval. 3Interest is compounded and credited monthly on checking accounts. 5Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example: checks).