First Choice Savings

• $200 minimum opening deposit
• Earns market rate of interest. Interest is calculated by the daily balance method which applies a daily periodic rate to balance in the account each day.^2,4
• If current balance drops below $200 any day during the statement period, a $2 monthly service charge will be assessed
• Service charge waived for customers under 18 years of age

Adventure Club

• A savings program just for kids up to age 14
• $25 minimum opening deposit
• Earns interest on entire balance²
• Free gifts¹
• Fun mailings with activities, games, or art projects

Choice Market Investment

• $1,000 minimum opening deposit
• Tiered rate account²
• Earns market rate of interest when a $1,000 daily collected balance is maintained^1,2,4
• If current balance drops below $1,000 any day during the statement period a $10 montly service charge will be assessed
• There is a debit items fee of $2 for each withdrawal in excess of six per month³

¹Certain restrictions may apply. ²Rates subject to change at any time. ³Federal regulation allows no more than six pre-authorized transfers per month on any savings account. ⁴Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example: checks).