RateBuilder

Introducing Choice Financial's RateBuilder product line!

Build the bank relationship you want, by choosing the accounts that are right for you!
All accounts insured up to FDIC maximum.



Watch your money grow with a Choice RateBuilder Account!

The minimum requirements needed to open a Choice Financial account are: Windows 2000/XP/Vista; Internet Explorer 6.0 or higher (only supported Internet Browser); Adobe 8.0. At this time, we ONLY support Microsoft Windows Software. Coming soon – MAC software support.

  • Earn premium interest rates
  • FDIC insured to the maximum
  • Easy online application
  • Fund your account by check, ACH or wire transfer
  • Available for individual (non-business) accounts; NO BROKERS

Questions?
Call us: 877-380-3623
Email us: help-ebanking@choicefinancialgroup.com

Welcome to Choice RateBuilder

Choice Financial is one of the leading community banks in North Dakota, and we pride ourselves on being fiscally responsible. I suspect the values of Choice Financial are the same as yours. We’re believers in the concept of self-reliance, and accept the accountability and responsibility that comes along with that independence.

If you want a safe, strong, stable, independently-owned and operated community bank that continues to use common sense in guiding its business decisions, Choice Financial is for you.

We understand when you grow, we grow.

Sincerely,

Lynn Paulson, Chief Executive Officer

1RateBuilder Savings
Annual Percentage Yield. Minimum $5,000 opening. New money only. The total of the deposits may not exceed $250,000. 2.06% APY is a 30-day introductory rate, then reverts to rate tiers. Tier 1: $5,000 - $24,999 - 1.26% APY. Tier 2: $25,000 - $99,999 - 1.41% APY. Tier 3: $100,000 or more - 1.51% APY. Interest is compounded and credited quarterly. There can be no more than six withdrawals or transfers to another account per month. If you exceed the transfer limitations, your account will be subject to closure. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example: checks). A $50 fee will be assessed at account closure. Rates are effective as of 4/22/10 and are subject to change at any time. Other terms may apply. Member FDIC.

2RateBuilder CD
Annual Percentage Yield. Minimum $5,000 opening. New money only. You may make additional deposits to your CD, not to exceed the initial deposit amount. The total of the deposits may not exceed $250,000. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example: checks). Early withdrawal penalty. Rates are effective as of 5/11/10 and are subject to change at any time. Other terms may apply. Member FDIC.

 

3RateBuilder HSA
Annual Percentage Yield. Minimum $100 opening. Rate subject to change at any time. Rate tiers: $0-2,499 - 0.65% APY; $2,500-4,999 – 1.05% APY; $5,000-14,999 – 1.35% APY; $15,000+ - 1.81% APY. Interest is compounded and credited monthly. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example: checks). If account is closed within 12 months of opening, a $25 account closure fee will be assessed. Rates are effective as of 1/15/10 and are subject to change at any time. Other terms may apply. Member FDIC.